Licences/Estonia

Estonia Licence — Cost & Bank Account

Real Estonia licensing costs from Estonian Tax and Customs Board (EMTA), plus how to open a bank account once you hold it. Setup typically 16 weeks; banking usually 10 days after.

Cost overview (5-year all-in)

Application fee
€47,940
Annual licence
€3,200
Capital req.
€1,000,000
GGR tax rate
7.0%
Legal setup
€40,000
Compliance / yr
€140,000
Audit / yr
€25,000
5-year total
€1,928,940
Setup time16 weeks
Term99 years
Local personnel requiredYes
Player-fund segregationRequired
Tiereu regulated
Confidencehigh

Notes

€47,940 state fee. 6→7% GGR tax in 2026. Unlimited licence period (annual operating permit).

Ready to bank a Estonia operator?

We bank Estonia licensees in 10 business days on average. Pre-approval in 24 hours, free.